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HOW DOES LEASING WORK?

Over the recent years, car leasing has become a popular alternative to buying a new car in the UK, with many people now enjoying the numerous benefits that leasing offers.

What is car leasing?

Car leasing is a financial agreement which allows individuals and businesses alike to drive a brand new vehicle from a vehicle supplier company for a fixed length of time at an agreed monthly cost.

Depending on your requirements and the type of leasing agreement you enter, at the end of the agreed time period you can either part exchange the car for another one or hand the car back.

LetsTalk Leasing Special Offer Car lease deals
LetsTalk Leasing Special Offer Car Lease Deals

Why lease a car?

New and reliable vehicles – If you cannot afford the cost of a brand new vehicle, buying an older one can mean a higher chance of it breaking down and maintenance costs. Car leasing makes driving a modern, new, and reliable vehicle an affordable option.

Comforts of a modern car – When you choose to lease a brand new car you can enjoy all the latest in-car technology, improving the comfort of both driver and passengers.

Avoid the cost of depreciation – The cost of depreciation on a new car is often a huge expense that is overlooked by many. When you buy a brand new car outright, on average, you will find that it loses 50-60% of its value over the first few years that you own it. This means that when you come to sell that car, it will have lost a lot of its value. Leasing a new vehicle means you get to drive the new car, without the expense of the vehicle’s depreciation.

Affordable, fixed, monthly cost – When you lease a car you get to keep your savings, and instead agree an affordable, fixed monthly cost to pay for leasing the vehicle, providing you with better financial security.

Steps to lease a car

Step 1 - Select Your Car

Select your new car with our simple search or use detailed search if you have leasing options. Configure your car with the extras to meet your needs. 

STEP 2 - PLACE YOUR ORDER

When you have configured your car with the extras you need, time to order. Place your order on the system and we will be in touch. Note this is not placed at this point. 

STEP 3 - COMPLETE YOUR FINANCE APPLICATION

Await Credit approval.

STEP 4 - COMPLETE THE PAPERWORK

Hire Agreement & Direct Debit forms are sent to you. Sign both forms and send back with a copy of your driving licence. We will email you to confirm all documents are received and in order.

STEP 5 - YOUR VEHICLE IS DELIVERED

Your vehicle is ordered with one of our premier dealers. Estimated delivery date will be emailed to you (please note this is the best estimate of delivery and is subject to change).

HERE'S SOME GREAT OFFERS TO GET YOU STARTED

Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Access
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Access

From

£104.47 per mth exc. VAT

Initial rental: £940.23 exc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Essential
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Essential

From

£110.02 per mth exc. VAT

Initial rental: £990.18 exc. VAT

DAB Radio Bluetooth
Toyota Aygo Hatchback 3 Door 1.0 VVT-i X
Toyota Aygo Hatchback

3 Door 1.0 VVT-i X

From

£112.19 per mth exc. VAT

Initial rental: £1,009.71 exc. VAT

Free Delivery Full Manufacturer Warranty
Toyota Aygo Hatchback 5 Door 1.0 VVT-i X
Toyota Aygo Hatchback

5 Door 1.0 VVT-i X

From

£113.42 per mth exc. VAT

Initial rental: £1,020.78 exc. VAT

Free Delivery Full Manufacturer Warranty
Mitsubishi Mirage Hatchback 5 Door Hatch 1.2 Verve
Mitsubishi Mirage Hatchback

5 Door Hatch 1.2 Verve

From

£116.56 per mth exc. VAT

Initial rental: £1,049.04 exc. VAT

Bluetooth Air Con
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 1 5speed
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 1 5speed

From

£118.29 per mth exc. VAT

Initial rental: £1,064.61 exc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Sandero Hatchback 5 Door Hatch 0.9 TCE 90 Essential
Dacia Sandero Hatchback

5 Door Hatch 0.9 TCE 90 Essential

From

£121.93 per mth exc. VAT

Initial rental: £1,097.37 exc. VAT

DAB Radio Bluetooth
Dacia Logan MCV Estate 1.0 SCe 75 Access
Dacia Logan MCV Estate

1.0 SCe 75 Access

From

£122.86 per mth exc. VAT

Initial rental: £1,105.74 exc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 1 5speed 4 Seats
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 1 5speed 4 Seats

From

£124.54 per mth exc. VAT

Initial rental: £1,120.86 exc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 2 5speed
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 2 5speed

From

£125.66 per mth exc. VAT

Initial rental: £1,130.94 exc. VAT

Alloy Wheels Bluetooth
Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Access
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Access

From

£125.36 per mth inc. VAT

Initial rental: £1,128.28 inc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Essential
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Essential

From

£132.02 per mth inc. VAT

Initial rental: £1,188.22 inc. VAT

DAB Radio Bluetooth
Toyota Aygo Hatchback 3 Door 1.0 VVT-i X
Toyota Aygo Hatchback

3 Door 1.0 VVT-i X

From

£134.63 per mth inc. VAT

Initial rental: £1,211.65 inc. VAT

Free Delivery Full Manufacturer Warranty
Toyota Aygo Hatchback 5 Door 1.0 VVT-i X
Toyota Aygo Hatchback

5 Door 1.0 VVT-i X

From

£136.10 per mth inc. VAT

Initial rental: £1,224.94 inc. VAT

Free Delivery Full Manufacturer Warranty
Mitsubishi Mirage Hatchback 5 Door Hatch 1.2 Verve
Mitsubishi Mirage Hatchback

5 Door Hatch 1.2 Verve

From

£139.87 per mth inc. VAT

Initial rental: £1,258.85 inc. VAT

Bluetooth Air Con
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 1 5speed
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 1 5speed

From

£141.95 per mth inc. VAT

Initial rental: £1,277.53 inc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Sandero Hatchback 5 Door Hatch 0.9 TCE 90 Essential
Dacia Sandero Hatchback

5 Door Hatch 0.9 TCE 90 Essential

From

£146.32 per mth inc. VAT

Initial rental: £1,316.84 inc. VAT

DAB Radio Bluetooth
Dacia Logan MCV Estate 1.0 SCe 75 Access
Dacia Logan MCV Estate

1.0 SCe 75 Access

From

£147.43 per mth inc. VAT

Initial rental: £1,326.89 inc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 1 5speed 4 Seats
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 1 5speed 4 Seats

From

£149.45 per mth inc. VAT

Initial rental: £1,345.03 inc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 2 5speed
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 2 5speed

From

£150.79 per mth inc. VAT

Initial rental: £1,357.13 inc. VAT

Alloy Wheels Bluetooth

Car leasing costs

One of the key benefits of leasing a vehicle is that the costs are far more consistent and affordable than they would be if you bought your own vehicle outright or on finance.

Your leasing agreement will include a small advance rental payment which will be calculated and agreed at the start of your lease. The amount that you pay up-front will impact the cost of your monthly rental payments.

Your monthly payments will then include the cost of:

  • Financing the vehicle
  • Depreciation
  • Registering the vehicle
  • Vehicle Excise Duty
  • A full manufacturer’s warranty

Other associated costs include the servicing and maintenance of the vehicle and breakdown cover, which you may be required to arrange and pay for yourself separately.

Alternatively, to keep your monthly vehicle expenses predictable, it can be a good idea to add a maintenance and service package to your lease agreement.

Getting the best price deal

Our website is updated daily with different car prices and special deals here. New car models can go on offer for short periods of time and you may only have a limited window to place your order before the offer ends.

LetsTalk Leasing Stock car Lease Deals
LetsTalk Leasing Stock car Lease Deals

What happens when a car lease ends?

What happens at the end of your lease depends on your requirements and the options offered by the leasing company.

Some of the options that you may be able to choose from include:

  • Take another lease out on the same car.
  • Take out a new lease on a new car.
  • Hand the car back.

Providing that you have stuck to the mileage agreed in the terms of your lease, there will be nothing further to pay when you return the car and the leasing company will usually arrange to pick the vehicle up from your address.

You are free to move to a new car lease of your choice rather than being limited to whatever the dealer has on a PCP.

Why choose LetsTalk Leasing for car leasing?

Here at LetsTalk Leasing, we are a completely independent, online company, one of the UK's leading car leasing and contract hire specialists allowing us to offer our customers the very best prices on new vehicle leases to suit your needs. We have a wide range of awesome lease deals on new cars for personal lease and business lease.

At LetsTalkLeasing.co.uk, we offer a comprehensive range of high-end cars available including coupes, SUVs, hatchbacks, saloons, convertibles, vans, etc. and flexible car lease agreements and contract hire packages to suit your specific business or individual needs. 

Here are just some of the reasons our customers are happy to recommend our vehicle leasing services:

Competitive prices – We provide our customers with a service that offers exceptional value for money. When you choose to lease a vehicle with us you can rest assured that you will receive a competitive, low price.

It’s simple! – Leasing a vehicle doesn’t have to be complicated. At LetsTalk Leasing we aim to make the process as simple as possible. We are transparent with our fees and provide a process that is clear, intuitive, and hassle-free at all times.

Excellent customer service – We have a growing team of experts committed to offering outstanding levels of customer service.

Members of the FCA and BVRLA – For your peace of mind and security, we are compliant with both the Financial Conduct Authority (FCA) and the British Vehicle Rental and Leasing Association (BVRLA).

For more information about our services, get in touch with our team of friendly advisors by giving us a call on 0330 056 3331 or emailing contact@letstalkleasing.co.uk or fill in our online contact form and we’ll be in touch as soon as possible

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