Help Me Choose

Business Car LeasE

Business contract hire & leasing is a great way for businesses of all sizes to acquire cars on a tax efficient and fixed costs basis.

Who is eligible?

Any business is eligible for a Business Contract Hire deal whether you are a sole trader, limited liability partnership, limited company or any other business entity, contact us to help you get the right business car lease for your needs.

What products do we offer?

We offer Business Contract Hire and Leasing Deals through this site but unlike some other leasing companies we can also also provide Finance Lease, Contract Purchase, Hire Purchase or Outright Purchase on request.

With Business Contract Hire, your business will be underwritten by the car leasing companies and can include multiple vehicles.

For lots more detailed information on all aspects of Business Leasing and Fleet Management please take time to visit our parent business site at LetsTalkFleet.

What if you have the choice of Company Car or Cash Option by way of a car allowance?

Making the most cost effective decision can be very complex with multiple factors impacting the outcome here at LetsTalk Leasing we are happy to calculate a personal statement which takes account of your individual circumstances to highlight the best option for you.

What are the benefit in kind consequences?

How to calculate business car leasing benefit in kind and current BIK rates can be found in our guide here.


business car leasing

Latest Business Contract Car Leasing Offers

Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Access
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Access

From

£99.85 per mth exc. VAT

Initial rental: £898.65 exc. VAT

Free Delivery Full Manufacturer Warranty
Toyota Aygo Hatchback 3 Door 1.0 VVT-i X
Toyota Aygo Hatchback

3 Door 1.0 VVT-i X

From

£110.44 per mth exc. VAT

Initial rental: £993.96 exc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Essential
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Essential

From

£110.82 per mth exc. VAT

Initial rental: £997.38 exc. VAT

DAB Radio Bluetooth
Toyota Aygo Hatchback 5 Door 1.0 VVT-i X
Toyota Aygo Hatchback

5 Door 1.0 VVT-i X

From

£111.68 per mth exc. VAT

Initial rental: £1,005.12 exc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 1.0 66bhp 1 5speed
Kia Picanto Hatchback

1.0 66bhp 1 5speed

From

£114.22 per mth exc. VAT

Initial rental: £1,027.98 exc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 1 5speed
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 1 5speed

From

£115.72 per mth exc. VAT

Initial rental: £1,041.48 exc. VAT

Free Delivery Full Manufacturer Warranty
Hyundai i10 Hatchback 5 Door Hatch 1.0 MPI 67ps S
Hyundai i10 Hatchback

5 Door Hatch 1.0 MPI 67ps S

From

£115.78 per mth exc. VAT

Initial rental: £1,042.02 exc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Logan MCV Estate 1.0 SCe 75 Access
Dacia Logan MCV Estate

1.0 SCe 75 Access

From

£118.09 per mth exc. VAT

Initial rental: £1,062.81 exc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 1.0 66bhp 2 5speed
Kia Picanto Hatchback

1.0 66bhp 2 5speed

From

£119.92 per mth exc. VAT

Initial rental: £1,079.28 exc. VAT

Alloy Wheels Bluetooth
Fiat 500 Hatchback 3 Door Hatch 1.2 69hp Pop
Fiat 500 Hatchback

3 Door Hatch 1.2 69hp Pop

From

£120.21 per mth exc. VAT

Initial rental: £1,081.89 exc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Access
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Access

From

£126.64 per mth inc. VAT

Initial rental: £1,139.72 inc. VAT

Free Delivery Full Manufacturer Warranty
Toyota Aygo Hatchback 3 Door 1.0 VVT-i X
Toyota Aygo Hatchback

3 Door 1.0 VVT-i X

From

£132.53 per mth inc. VAT

Initial rental: £1,192.75 inc. VAT

Free Delivery Full Manufacturer Warranty
Toyota Aygo Hatchback 5 Door 1.0 VVT-i X
Toyota Aygo Hatchback

5 Door 1.0 VVT-i X

From

£134.02 per mth inc. VAT

Initial rental: £1,206.14 inc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 1.0 66bhp 1 5speed
Kia Picanto Hatchback

1.0 66bhp 1 5speed

From

£137.06 per mth inc. VAT

Initial rental: £1,233.58 inc. VAT

Free Delivery Full Manufacturer Warranty
Kia Picanto Hatchback 5 Door Hatch 1.0 66bhp 1 5speed
Kia Picanto Hatchback

5 Door Hatch 1.0 66bhp 1 5speed

From

£138.86 per mth inc. VAT

Initial rental: £1,249.78 inc. VAT

Free Delivery Full Manufacturer Warranty
Hyundai i10 Hatchback 5 Door Hatch 1.0 MPI 67ps S
Hyundai i10 Hatchback

5 Door Hatch 1.0 MPI 67ps S

From

£140.45 per mth inc. VAT

Initial rental: £1,264.03 inc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Sandero Hatchback 5 Door Hatch 1.0 Sce 75 Essential
Dacia Sandero Hatchback

5 Door Hatch 1.0 Sce 75 Essential

From

£141.25 per mth inc. VAT

Initial rental: £1,271.27 inc. VAT

DAB Radio Bluetooth
Kia Picanto Hatchback 1.0 66bhp 2 5speed
Kia Picanto Hatchback

1.0 66bhp 2 5speed

From

£143.90 per mth inc. VAT

Initial rental: £1,295.14 inc. VAT

Alloy Wheels Bluetooth
Fiat 500 Hatchback 3 Door Hatch 1.2 69hp Pop
Fiat 500 Hatchback

3 Door Hatch 1.2 69hp Pop

From

£144.25 per mth inc. VAT

Initial rental: £1,298.27 inc. VAT

Free Delivery Full Manufacturer Warranty
Dacia Logan MCV Estate 1.0 SCe 75 Access
Dacia Logan MCV Estate

1.0 SCe 75 Access

From

£146.35 per mth inc. VAT

Initial rental: £1,317.17 inc. VAT

Free Delivery Full Manufacturer Warranty

What Is Business Contract Hire Leasing?

Easy / Convenient

Car Leasing is a quick, easy way to get the vehicle you want to drive but without any headache about ownership or needing to sell it when you are ready for a new vehicle. Also allows you to invest your capital into your business apposed to depreciating assets.

VAT / Tax

As a VAT registered business,VAT can be reclaimed (subject to a 50% restriction if you use the car for any private use). Personal tax by way of a Benefit in Kind (BIK) is payable by an employee if they use the vehicle for private use.

Flexible Mileage & Term

Set your mileage and term, think about what is best for you and how this may change over time. The Distance is the total mileage you will do over the period of the agreement in years. Leases are available for 2 to 5 years, with annual mileage allowances of up to 30,0000.

Benefits of Rental

The important difference in a lease is that you do not own the car, the finance company does. In this case you simply hand the car back at the end and walk away free to do what you please.

Benefits - Convenience

  • No expensive capital outlay -  enabling you to maintain working capital for your business
  • Set monthly budget - the costs are fixed for the duration of the business car lease, no variable interest rates so you know what it is going to cost month on month.
  • Flexible repayment - Invoices can also be fixed dependent on your cash flow requirements for quarterly, pause periods and advance rentals.
  • End of Life flexibility - If you want to extend the business vehicle lease at the end of the contracted period this may be possible, subject to finance company approval.

Benefits - Services

  • A comprehensive maintenance, servicing and tyre package can be included in your agreement for a fixed monthly fee at point of order.
  • In life services – Option to include provision for a number of additional in life services such as accident management, fuel management, driver training etc.
  • Additional services available through our parent site LetsTalkFleet.

Benefits - VAT/TAX Treatment

  • Off the balance sheet – you will not be required to account for any steep losses in depreciation or disposal which can negatively affect your Profit and Loss.
  • Vat reclaim lease costs- If you are a VAT registered business and have some personal usage you will be able to claim back 50% of the VAT on the lease charge, if you have 100% business use all VAT can be reclaimed.
  • VAT reclaim services costs – 100% of the VAT charged on any services such as maintenance, can be reclaimed.
  • Offset against Profits - If you are paying corporation tax, dependent on the Co2 emissions you can offset the finance charges against the taxable profits. All in life services can also be offset.

FAQS ABOUT BUSINESS CAR LEASING

What is the difference between business and personal leasing?

If you own your own business or are a director of a business, you may be able to lease either through your company or trading entity or in your own person. Prices will be displayed as excluding VAT with the assumption being you are VAT registered and able to reclaim this VAT.

Is business or personal leasing best for me?

If you are eligible for a business lease or a personal lease, there is strictly no right or wrong answer as a number of other factors need to be taken into account to determine what is best for you. We can help provide some of the questions you will need to ask yourself that will establish what lease is best for me. This list of questions to consider can be found here Business or car leasing guide.

How flexible is business leasing?

Business vehicle leasing can offer greater flexibility than personal leasing but it will be subject to the specific finance company. This flexibility could enable you to add more services to the business car lease agreement and also change specific parameters dependent on how your usage changes over the agreement period. We can advise as part of the credit application process if you have more detailed questions.

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